Business
Digital economy
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E-commerce in Africa
Online commerce on the African continent, enabled by mobile money (M-Pesa, MoMo, Airtel) and platforms like Jumia. AfCFTA digital-trade protocol aims to ease cross-border barriers.
Country:Africa
Language:English
Published:2026-01-08
Audience:SMEs, traders, students
E-commerce in Africa refers to the buying and selling of goods and services on the internet across the continent. Growth has been driven by rising mobile-internet penetration, the expansion of mobile money (such as M-Pesa, MTN MoMo, Airtel Money) and the entry of platforms including Jumia, Konga, Takealot and Kilimall. Common payment options include mobile money, debit card, cash-on-delivery and bank transfer. Cross-border logistics, inconsistent addressing systems and trust in online payments remain key barriers. The African Continental Free Trade Area (AfCFTA) protocol on digital trade is intended to reduce some of these barriers.
Keywords
e-commerce
mobile money
M-Pesa
Jumia
AfCFTA
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